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Mike Brazil, Owner

Mike Brazil Insurance Agency

Mike Brazil, Owner

29752 Melinda Road #338
Rancho Santa Margarita, CA 92688

Phone:       (949) 293-6810

Mike Brazil started his insurance career providing dairy farmers with health insurance coverage back in the 1980’s. He has spent time as a captive insurance agent and also as an insurance underwriter. Now, as an independent health insurance broker who represents many of the top companies in the areas of Health, Life and Medicare, he has found his niche. 

As an independent insurance broker, he can offer you a plan that fits your specific needs. Mike works with individuals, families and small businesses. The current changes taking place in the health insurance marketplace sometimes can seem very confusing. 

A new health insurance exchange is being created in California to help make purchasing insurance easier and more affordable. Mike is certified to help people inside the exchange plus he can help people make choices outside the exchange. Purchasing your insurance in the exchange would mainly be done if one’s income were at a level to qualify for a subsidy or tax credit. 

Receiving a subsidy or tax credit would have the affect of decreasing your health insurance premiums. Another area of insurance that Mike is very passionate about is providing seniors with Medicare coverage’s as they enter the best years of their lives. Whether it is aging into Medicare at 65 years of age or coverage throughout your later years, Mike can help. He can help you understand original Medicare, Medicare Supplement plans, Medicare Advantage plans and prescription drug plans. 

Whether it is explaining health insurance coverage's, discussing healthcare reform, helping you answer the questions on a health insurance application or making sure you get a subsidy when Healthcare Reform hits in 2014, it is good to have a knowledgeable and qualified insurance person working for you. 

Let Mike Brazil be your Health Insurance Trusted Advisor. He will provide you with the personalized service that you deserve and he promises to make the process simple and easy.